Our Commitment to
Compliance & Transparency

Faith Financial is built on the values of integrity, transparency, and service. We comply with all applicable federal and Georgia state regulations to protect our customers and ensure fair, ethical business practices.

Licensing & Legal Compliance

Faith Financial operates as a licensed transportation and financial services company in the State of Georgia.
All vehicle rentals comply with Georgia Department of Revenue requirements and applicable motor vehicle laws.
Micro cash infusions are structured as service fee arrangements and comply with Georgia's lending regulations.
Business consulting services are provided by experienced professionals and do not constitute legal or financial advice.

Insurance Requirements

All rental vehicles are covered by commercial auto insurance meeting Georgia state minimums.
Renters are required to provide proof of personal auto insurance or purchase our supplemental coverage.
Private SUV transport clients are covered under our commercial livery policy.
Equipment rentals include liability coverage for normal use; damage waivers are available.

Fair Lending & Equal Opportunity

Faith Financial complies with the Equal Credit Opportunity Act (ECOA) — we do not discriminate based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance.
All applicants are evaluated using objective risk criteria including driving history, credit score range, and age.
Adverse action notices are provided to all declined applicants as required by federal law.
Our risk scoring model is reviewed periodically to ensure fairness and accuracy.

Privacy & Data Protection

All personal information collected during the application process is encrypted and stored securely.
We do not sell or share your personal information with third parties for marketing purposes.
Application data is retained for 7 years in compliance with federal record-keeping requirements.
You have the right to request access to, correction of, or deletion of your personal data.

Truth in Lending (TILA) Disclosures

All micro cash infusion fees are disclosed upfront before any agreement is signed.
The Annual Percentage Rate (APR) equivalent is clearly stated in all loan documents.
No prepayment penalties are charged on any micro cash infusion product.
All fees and charges are itemized in your loan agreement prior to disbursement.

Consumer Rights & Dispute Resolution

Customers have the right to dispute any charge or decision within 30 days of notification.
Disputes are reviewed by our compliance team within 5 business days.
Unresolved disputes may be escalated to the Georgia Department of Banking and Finance.
We are committed to resolving all complaints fairly and transparently.

Regulatory Oversight

Faith Financial operates under the oversight of the following regulatory bodies. If you have concerns that have not been resolved through our internal dispute process, you may contact these agencies directly.

Georgia Department of Banking and Finance

Financial services regulation

Georgia Department of Revenue

Vehicle registration & taxation

Consumer Financial Protection Bureau (CFPB)

Federal consumer financial protection

Federal Trade Commission (FTC)

Consumer protection & fair business

Last updated: April 2026 · Faith Financial LLC · Atlanta, Georgia